Effective date: July 25, 2026
These Disclosures explain the nature of Luminux Capital ("Luminux," "we," "us," or "our"), a brand operated by LeadLaunch Media, a sole proprietorship, and how our Services work. Please read them together with our Terms of Use and Privacy Policy.
Luminux Capital is a marketing and lead-generation service. We are not a lender, bank, broker-dealer, or funding provider. We do not originate, underwrite, approve, fund, service, or collect on any financing. Our role is limited to connecting business owners with a funding partner who may offer invoice factoring, invoice discounting, or related financing.
Luminux Capital is a for-profit marketing service. We may be compensated by our funding partner(s) when we refer a business that submits its information through our Services. This compensation may affect which funding partner we work with. It does not add any cost to you, and you are never charged a fee by Luminux for submitting your information or for being matched.
Submitting your information does not guarantee that you will be contacted, approved, or funded, or that you will receive any particular amount, rate, timeline, or terms. Whether you qualify — and on what terms — is determined solely by the funding partner following its own review and verification. Not all businesses or invoices qualify.
All financing is offered and provided solely by a third-party funding partner under that partner's own agreements. The funding partner determines all product features, advance rates, fees, timelines, confidentiality options, and other terms, and is responsible for making any disclosures required by law at the time a specific offer of financing is made. Any relationship, agreement, or dispute regarding financing is strictly between you and the funding partner.
When you submit your information, it is directed to a single funding partner — not sold or distributed to a list of brokers or multiple buyers. See our Privacy Policy for details on how your information is shared and your right to opt out.
The content on our Services is provided for general informational and marketing purposes only and does not constitute financial, legal, accounting, or tax advice. You should consult your own qualified advisors before making any financing decision.
Luminux does not set or quote the price of any financing. Any cost, fee, rate, or annual percentage rate applicable to financing is determined and disclosed by the funding partner at the time an offer is made, in accordance with applicable law. Any general figures referenced on our Services (such as potential funding speed) describe possibilities within the industry or offered by our partner and are not an offer, quote, or guarantee of terms.
Any outcomes described on our Services are illustrative and are not a promise or guarantee of the results any particular business will achieve. Individual results vary and depend on factors determined by the funding partner.
Questions about these Disclosures may be directed to:
Luminux Capital (operated by LeadLaunch Media)
2818 Kramer Ln, Austin, TX 78758
Email: info@help.luminuxcapital.com
